What does repapering your book actually cost?
Estimate the labor, rework, and delayed fee revenue locked up in a manual advisor transition — and how much of it you could get back. Everything is computed in your browser; nothing is sent anywhere.
Your transition
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Everything hands-on per account — data collection, form prep, repapering, and follow-up.
Loaded labor + NIGO rework + fee revenue on hold across 500 accounts.
What you could get back with FastTrackr
A conservative floor, after FastTrackr — most books do better.
These are directional estimates. Let's find your real number.
The true saving depends on your book, your custodians, and where your team's hours actually go. Tell us about your transition and we'll model it with you — no spreadsheet homework required.
Every figure is computed live in your browser from the inputs above. Nothing is stored or transmitted.
What actually drives the number: how much of the book you rebuild
The big swings above — ops hours per account, days to repaper, NIGO rate — are really one question: how much of each household you have to rebuild by hand at the new firm. Three things set that, and none of them is the legal event itself.
Protocol or not
Under the Broker Protocol you leave with roughly five fields — the basics, like name and contact details — and nothing else. That's a rolodex, not a book. Outside Protocol you rebuild the contact list too, from memory, after you've resigned.
Who owns the data
What you're allowed to take is set before Protocol enters the picture — by whether your client data is rep-owned or firm-owned under your agreement. Firm-owned means more stays behind, so you reconstruct more and your ops-hours and days inputs climb. Own the data outright — a title change or acquisition — and it flips: add your system exports to FastTrackr and it does the rest in a fraction of the time.
A breakaway build
Going independent starts the receiving side blank: no firm CRM, no pre-loaded accounts. Every household is new-account paperwork, a fresh beneficiary election, a client-initiated ACATS, and cost basis you may have to chase back to the firm you left.
Here's the part almost nobody sizes before they move: the reconstruction lands all at once, inside the same 60-to-120-day window you're on the phone retaining clients — and retention turns on execution speed, not the legal step. The household set up cleanly in week one tends to stay; the one still waiting on paperwork in week six drifts back to the retention team at the old firm.
That reconstruction is the bottleneck FastTrackr is built for. It automates the per-household rebuild — extracting the data out of whatever documents you already have, building out each household and its accounts, and populating the custodian and firm paperwork — so the move isn't hundreds of hours of hand data entry across the book. It's the same work the calculator prices; the tool just puts a number on it.
Whether a move is protocol-eligible, and what your data agreement lets you take, is firm- and fact-specific. Treat this as orientation, not legal advice, and confirm the specifics with counsel before your resignation date. For depth, see our Broker Protocol definition and the advisor transitions & repapering library.