TOA

Transfer of Assets is the umbrella term for moving a client’s holdings — brokerage positions, cash, and sometimes retirement or advisory assets — from a delivering institution to a receiving one. In the advisor-transition context, a TOA is the actual asset move that follows the repapering.

For standard brokerage accounts, the TOA runs through ACATS. Other account types or non-transferable products may move through separate processes, so a transition plan tracks, per account, how each TOA will actually be executed and what could send it NIGO.